Your SACCO in your pocket: savings, loans and M-Pesa payments, always up to date.
Akiba is a SACCO operating system for Kenyan savings and credit co-operatives, with an app for members and an office for officials. For members - See your savings, shares and loans the moment they change - Pay contributions and loan repayments with M-Pesa - Apply for loans, ask guarantors and track every approval - Download statements, follow meetings and vote For SACCO officials - Members, invitations and KYC in one place - A double-entry ledger with maker-checker approvals - Loan products, arrears and recoveries - Bulk SMS, meeting notices, minutes and year-end reports Works on the web, iOS and Android, and members without smartphones can use USSD.
Updated Oct 19, 2026