Money Leak Audit

Most people pay for subscriptions they forgot about, prices that crept up, charges that went through twice and fees they never needed to pay. It hides in plain sight, a few hundred at a time. Upload one to three months of bank, card or M-Pesa statements. Every transaction is read, the merchants are cleaned up, and then simple, checkable rules find what repeats: the same merchant charging a similar amount every week, month or quarter. Price rises on the same subscription, the same charge twice in two days, M-Pesa charges, overdraft and Fuliza fees, foreign transaction fees, ATM fees, late fees and account fees are all picked out, along with unusually large one-off payments worth double-checking. The first results show what you are leaking a year and the three biggest leaks. The full audit adds every subscription and recurring payment in one table, a cancel link and a short cancellation script for each subscription, refund requests for duplicate charges and disputable fees, fee-avoidance tips for the exact fees you pay, and all your transactions as a flagged CSV. Every total is added up by code from your transactions. The AI only reads the statements and tidies the merchant names. This is an automated reading of your statements, not financial advice. Nothing here guarantees a refund; the scripts ask politely.